Karibu Loan

This loan targets new members who join the Sacco and would wish to access funds as they build their deposits

Karibu loan applicants to inject cash of Kshs.3,000 or more to share capital before being granted loan.

Capitalization of 10% of loan approved instead of enhancing member deposits



  • Maximum amount applicable is Kshs 70,000
  • Applicant must channel salary through Fosa at least once to qualify
  • Waiting period is 48 hours
  • Maximum repayment period is 6 months
  • 10% of amount applied shall be retained as deposits
  • Minimum of three guarantors subject to amount applied

Telepost Sacco Society LTD